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Network effects in risk sharing and credit market access: evidence from Istanbul

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dc.contributor Graduate Program in Economics.
dc.contributor.advisor Adaman, Fikret.
dc.contributor.author Tüzemen, Didem.
dc.date.accessioned 2023-03-16T12:00:27Z
dc.date.available 2023-03-16T12:00:27Z
dc.date.issued 2006.
dc.identifier.other EC 2006 T88
dc.identifier.uri http://digitalarchive.boun.edu.tr/handle/123456789/16384
dc.description.abstract Low levels of per capita income, variable incomes, and high unemploymentrates are some of the main economic problems that households living in developing countries face. When health expenditures, debt repayments, and educational costs are added, households face great difficulties in smoothing consumption. Although full insurance is not observed, many studies showthat households in rural areas are able to smooth consumption to a certain extent using their social networks as risk pooling instruments, when formal credit institutions fail to exist, or function properly. In contrast to the current literature, this study uses data from a household survey prepared for this study and conducted in Istanbul, where formal credit institutions are available, to analyze the household behavior in response to income and expenditure shocks. Our results indicate that households eligible for formal loan view money transfers from their social networks superior to formal loan. Moreover, networks are found to play an important role in households̕ accessto formal credit institutions.
dc.format.extent 30cm.
dc.publisher Thesis (M.A.)-Bogazici University. Institute for Graduate Studies in Social Sciences, 2006.
dc.relation Includes appendices.
dc.relation Includes appendices.
dc.subject.lcsh Social networks.
dc.subject.lcsh Risk assessment.
dc.subject.lcsh Household surveys -- Turkey -- Istanbul.
dc.title Network effects in risk sharing and credit market access: evidence from Istanbul
dc.format.pages ix, 49 leaves;


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